Accidents on busy roads like I-4 or crowded intersections around Orlando can leave you feeling disoriented, injured, and anxious about what to do next. Facing medical bills, vehicle damage, and insurance hassles can be overwhelming. An experienced attorney can lift that burden. Attorney Matthew Boren, based in Altamonte Springs, is dedicated to helping local car accident victims protect their rights and seek fair compensation.
Below, you’ll find answers to key questions about what to do after a crash, how Florida’s insurance laws work, and why partnering with an Orlando car accident lawyer is often essential. We hope this guide brings you clarity and peace of mind as you move forward.
Why Do I Need a Car Accident Lawyer After an Orlando Crash?
The Emotional and Financial Impact of a Crash
A serious collision can leave you shocked, traumatized, and unsure where to turn. Emotions like fear, confusion, or anger are normal, especially when you’re dealing with injuries or substantial property damage. In the Orlando metro area, where over 43,000 crashes were reported in 2023 alone, accidents are unfortunately common.
Why Legal Help Is Essential
By hiring Attorney Matthew Boren, you can focus on healing while a legal professional handles critical details. A dedicated lawyer protects your rights, investigates the facts, communicates with insurance adjusters, and pursues the compensation you deserve. Without legal representation, it’s easy to feel cornered by insurance companies that may undervalue or deny legitimate claims.
Local Experience in Orlando/Altamonte Springs
Florida has specific no-fault insurance rules and unique deadlines for taking legal action. The Orlando car accident attorneys at Matthew R. Boren Car Accident & Personal Injury Lawyers Orlando know these laws, the local courts, and the challenges accident victims face. Having a lawyer who understands Orlando traffic patterns and Florida insurance rules can make a measurable difference in your claim.
What Should I Do After a Car Accident in Orlando?
Prioritize Safety and Call 911
Stop your vehicle in a safe spot if possible. Florida law requires you to remain at the scene if there are injuries or significant damage. Call 911 right away. In Orlando, typically the local police or Florida Highway Patrol (if on the highway) will respond.
Exchange Information
Politely obtain contact, vehicle, and insurance details from all involved drivers. Collect names and phone numbers of any witnesses. This information is crucial for insurance claims and potential legal actions later.
Document the Scene
Take photographs of vehicle damage, road conditions, skid marks, and any visible injuries. Photographic evidence helps strengthen your claim and prevents disputes over what actually happened.
Seek Medical Care
Visit a doctor promptly even if you feel fine. Some injuries—like whiplash or concussions—appear days later. Official medical records are also critical evidence if you pursue a personal injury claim.
Avoid Admitting Fault
Stay calm and limit discussions about who caused the crash. Even apologizing might be taken as an admission of fault by insurance companies.
Contact an Attorney Quickly
Once immediate concerns are handled, it’s wise to consult with an Orlando car accident attorney. Attorney Matthew Boren can coordinate your medical documentation, guide you on dealing with insurers, and begin gathering fresh evidence for your claim.
How Can a Car Accident Lawyer Help With My Insurance Claim and Case?
Thorough Accident Investigation
A lawyer compiles police reports, interviews witnesses, gathers photos, and may work with accident reconstruction experts. Attorney Boren understands how to build a clear picture of fault, which is vital in proving your right to compensation.
Negotiating With Insurers
Insurance companies prioritize profitability. Without legal representation, victims sometimes face low settlement offers or outright denials. Matthew Boren handles phone calls and paperwork, keeping insurers from using your statements against you.
Safeguarding Your Rights
Any slip in communication or misunderstanding can hurt your claim. Your lawyer makes sure you don’t fall prey to tactics designed to minimize payouts, such as unfair blame or delaying tactics.
Understanding No-Fault Insurance
Florida’s no-fault system (PIP coverage) only pays a portion of your medical costs and lost income, up to $10,000 in most cases. If your injuries are significant and exceed PIP limits, Attorney Boren can help you file a claim against the at-fault party.
Preparing for Court if Needed
When an insurer refuses to offer a fair settlement, your lawyer can file a personal injury lawsuit. Courtroom preparation can also prompt a more reasonable settlement. Knowing that Matthew Boren is ready to take the case to court often encourages insurers to negotiate in good faith.
Ensuring Maximum Compensation
An Orlando car accident lawyer calculates the full value of your damages, including long-term medical care, lost earning capacity, and pain and suffering. That way, you don’t inadvertently settle for less than you need.
Reducing Stress
A legal professional handles complex tasks and fights for your best outcome. Meanwhile, you can concentrate on recovery, medical appointments, and regaining normalcy.
Who Pays for My Medical Bills and Car Repairs After an Orlando Accident?
Florida’s No-Fault Structure
Florida requires drivers to carry Personal Injury Protection (PIP) coverage of at least $10,000. This policy helps pay for a portion of your medical bills and lost wages after a crash, regardless of fault.
Property Damage Expenses
Drivers must also carry $10,000 in property damage liability. If you were not at fault, the other driver’s property damage coverage should pay for repairs to your car. If you have collision coverage, your own insurer may cover repairs and then pursue reimbursement.
Overcoming PIP Limits
PIP does not cover all medical expenses, nor does it account for pain and suffering. If your costs exceed $10,000 or your injuries are severe, you can step outside the no-fault system and file a liability claim against the at-fault driver.
Using Health Insurance and MedPay
If PIP is exhausted, you may use your personal health insurance or an optional MedPay add-on for additional coverage. However, you can still seek reimbursement from the at-fault party.
What if the Other Driver is Uninsured?
When the at-fault driver lacks insurance or sufficient coverage, you may turn to your own Uninsured/Underinsured Motorist (UM/UIM) coverage. Attorney Matthew Boren will investigate all possible sources of compensation so you aren’t left with unmanageable bills.
What Compensation Can I Recover for My Car Accident Injuries?
You may be entitled to seek various “damages” to cover the ways your accident has impacted your life. The Orlando car accident attorneys at Matthew R. Boren Car Accident & Personal Injury Lawyers Orlando fight to recover the full amount you need, which can include:
- Medical Expenses – ER visits, surgeries, rehabilitation, future medical care
- Lost Wages and Earning Capacity – Compensation for time missed at work and diminished earning potential
- Property Damage – Vehicle repairs or replacement costs
- Pain and Suffering – Physical pain, discomfort, and emotional distress
- Emotional Distress – Anxiety, PTSD, and related symptoms
- Loss of Enjoyment of Life or Consortium – Loss of ability to enjoy life or relationships
- Wrongful Death – If the crash was fatal, compensation for funeral costs and financial support
- Punitive Damages – Awarded in rare cases for especially reckless behavior
What if I Was Partly at Fault for the Accident?
Florida’s Modified Comparative Negligence
Florida uses a “51% bar rule.” If you are 51% or more at fault, you cannot collect damages. However, if you are 50% or less at fault, you can still recover compensation, but it’s reduced by your share of fault.
An Example
If your losses total $100,000 and you are determined 20% responsible, you can recover $80,000. If you were 60% at fault, you might be barred from recovery. Identifying fault accurately is critical to securing what you deserve.
Protect Your Claim
Insurance companies may try to shift blame to reduce or deny payouts. Attorney Matthew Boren and the local personal injury attorneys at his firm can investigate thoroughly and challenge unfair allegations. Their goal is to ensure the true level of responsibility is reflected in your settlement or verdict.
What if the Other Driver Is Uninsured or Fled the Scene?
UM Coverage
If the other driver is uninsured or underinsured, you could tap into your own UM/UIM coverage to pay for medical bills and other losses. UM coverage is optional in Florida but is strongly recommended, given the high percentage of drivers who may be uninsured.
Hit-and-Run
In a hit-and-run scenario, your UM coverage might apply when the fleeing driver cannot be identified. It’s crucial to report the incident immediately to law enforcement, as they may still locate the responsible driver.
Investigating Other Options
Even if the at-fault driver has no insurance or disappears, Attorney Boren will look for other potential recovery sources. These can include third-party liability or personal assets. Don’t assume you have no recourse—expert legal advice can uncover options you might not realize exist.
Will My Car Accident Case Have to Go to Court, or Will It Settle?
Settlements vs. Litigation
Most car accident cases settle long before trial. Insurance companies often negotiate to avoid legal fees and the unpredictability of a courtroom.
When a Lawsuit Becomes Necessary
If negotiations fail or the insurer refuses a fair settlement, Attorney Matthew R. Boren can file a personal injury lawsuit. A lawsuit starts with discovery—both sides gathering evidence—and might eventually go to trial if no agreement is reached.
You Won’t Go Through It Alone
Attorney Boren and his legal team handle all filings, court appearances, and negotiations on your behalf. Being prepared to take a case to court often encourages insurers to offer a more just settlement to avoid the risk of losing at trial.
How Long Do I Have to File a Car Accident Claim in Florida?
Statute of Limitations
If your accident happened on or after March 24, 2023, the general deadline to file a personal injury lawsuit is two years from the date of the crash. Missing this filing window means forfeiting your right to seek damages.
Other Important Timelines
Personal Injury Protection (PIP) rules require you to seek medical attention within 14 days of the collision. Insurance companies also have deadlines for reporting claims. The Orlando car accident attorneys at Matthew R. Boren Car Accident & Personal Injury Lawyers Orlando ensure these critical time limits are met.
Why Time Matters
Evidence can fade quickly. Witnesses might forget details, and accident scenes can change. Contacting Attorney Boren promptly allows more thorough fact-finding and a stronger overall claim.
How Much Does It Cost to Hire a Car Accident Lawyer in Orlando?
Contingency Fees
Most car accident lawyers, including Matthew Boren, work on a contingency fee arrangement. You pay no upfront fees. The attorney only gets paid if your case ends in a settlement or favorable verdict.
No Win, No Fee
If there is no recovery, you owe no attorney’s fees. This setup ensures quality representation is accessible to those who need it, regardless of financial means.
Free Consultation
You can often meet with Attorney Boren for an initial consultation at no cost. This conversation helps you understand your legal options and how the claims process may unfold.
Value of Hiring Legal Representation
Studies show that claimants with lawyers generally receive more compensation—even after fees—compared to those who go it alone. By negotiating effectively and avoiding common insurance pitfalls, a lawyer can substantially boost your overall recovery.
Why Choose Matthew Boren to Handle My Car Accident Case?
Extensive Experience
Attorney Matthew R. Boren has devoted his legal career to representing accident victims across Central Florida. He has in-depth knowledge of Florida traffic laws and regulations.
Community Knowledge
The firm is based in Altamonte Springs, near Orlando, and understands local crash hotspots like congested I-4 stretches and busy intersections around the city. A local perspective can be an advantage in investigating crashes and handling court procedures.
Compassionate Approach
A car accident can alter your life in an instant. Attorney Boren and his team treat clients with empathy, listening carefully to your story and ensuring you feel supported every step of the way.
Proven Results
Although outcomes vary, past clients have obtained significant settlements and verdicts with the firm’s help. The firm’s track record highlights their commitment to fighting for the compensation you need to rebuild your life.
Client Testimonials
“I was in a serious crash on I-4 that left me with high medical bills. Attorney Boren guided me through every step, handled the insurance nightmare, and got me a settlement that truly helped my recovery. I’m grateful for his compassionate and professional support.” – Sarah M., Orlando
Easy Accessibility
Consultations are free. The office, located at 498 Palm Springs Dr Suite 116, Altamonte Springs, FL 32701, serves Orlando and surrounding communities. If injuries prevent travel, arrangements can often be made to meet you elsewhere.
No Upfront Fees
This contingency model ensures anyone can afford top-tier representation. You pay nothing unless Attorney Boren successfully recovers compensation on your behalf.
Contact Us for a Free Consultation
If you or a loved one has been hurt in a collision, you don’t have to face the aftermath alone. Let Attorney Matthew Boren shoulder the legal burden while you focus on regaining your health and peace of mind.
Call (407) 636-4681 or visit us at 498 Palm Springs Dr Suite 116, Altamonte Springs, FL 32701. Schedule a free, no-obligation consultation to learn your legal options.
Accidents can derail your life, but help is available. The Orlando car accident attorneys at Matthew R. Boren Car Accident & Personal Injury Lawyers Orlando know how to navigate Florida law and insurance rules. With no upfront fees and a compassionate approach, you can trust the firm to stand by your side until your case is resolved. Reach out today and take the first step toward recovery.